Easily apply for Acima via Mobile, Online, or In Store. Acima's application is fast and easy to complete, and won't harm your credit. Click the links below to apply or visit us at any Mattress Central location.
Acima puts more purchase power in your hands. You'll receive an instant decision and could get approved for $300 to $4,000.00.
Use your funds to shop for any of your mattress, bedding, and furniture needs at Mattress Central. We have everything under one roof.
Check-out online or in store at any Mattress Central Location. Acima will send you a 12 month lease purchase agreement to review and sign. Acima offers flexible payment schedules based on how often you get paid. An initial $50.00 payment is due upon check-out and is paid directly to Acima for processing fees.
Get your purchase delivered and enjoy! Mattress Central will deliver your purchase ASAP and you will continue to make your payments directly to Acima.
Acima offers a "lease it to own it" program to Mattress Central customers. Paying off your balance before the first 3 months avoids any interest or excess costs. Mattress Central recommends our customers use this option only as a 3 month payment plan. After 3 months, you will incur extra costs. Opting for the entire 12 month lease can result in double, sometimes triple your purchase price.
No Credit Check Purchase Option
3 Basic Requirements
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Active checking account with at least $1,000 of income per month
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3 months of income history with your current source of income
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Government-issued photo ID and a SSN or Tax ID Number
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Active checking account with at least $1,000 of income per month✓
3 months of income history with your current source of income✓
Government-issued photo ID and a SSN or Tax ID Number
Click any corresponding store location to begin your online application now.